A car claim can only be requested by a person involved in a car accident, provided that person is not to blame for it. Whoever decides to do it will probably want to obtain the maximum amount of compensation possible, and for that he or she will have to request the services of a competent car accident specialist.
Many pass on their first attempt, berating those for whom the seventh time is still not a charm, and when the day arrives when you are finally rescued from the confines of 'L' plates and an instructor a new sense of freedom and independence sets in that is incredibly difficult to relinquish.
Trying to understand the ins and outs of car insurance is a tricky undertaking. This is no coincidence as insurance companies deliberately make policies complex in order to ensure that they have a number of escape clauses that could save them the cost of paying out claims.
Fallacy no.1: I don't need car insurance because I've never been in an accident.
Having never been in a motor vehicle accident is definitely not a good reason for driving around uninsured. If you have been fortunate enough not to have ever been in an accident you still need to cover yourself for that eventuality.
Two of the biggest expenses which most people in their lifetimes will undertake will be the expense of buying a home and the expense of buying a vehicle, with even more people buying a vehicle than those buying a house. The costs of vehicles are not cheap and many people have to save for many years in order to afford a down payment on a vehicle, so the protection of this asset should be of utmost importance.
